Frost Loves…Modern Milk

Modern Milk is smooth, creamy and delicious. Very natural and healthy. It is exactly what the names says, it is a better version of milk

Modern Milk comes in four flavours Smooth Coffee with a hint of Vanilla, Milk Chocolate with a hint of golden Caramel, Lush Banana and Honey and Ripe Strawberry and Raspberry. My favourite is a toss up between the Milk Chocolate and the Ripe Strawberry and Raspberry.

The Milk Chocolate is great if you are trying to diet, you can just have one of these instead of a chocolate bar. It takes the edge of and it has a hint of caramel. It’s rich but not too rich.

None of the drinks have a horrible aftertaste and after drinking Modern Milk I felt a lot healthier. They are like a snack all in one. The ultimate in a health drink.

The design is really good, they all have a different cow cartoon on them, and they all have ‘think differently’ written on them backwards. The way they open is cool too.

Frost loves Modern Milk.

Modern Milk is a delicious low fat dairy drink that has been created to get people excited about drinking milk again and encourage them to include it in their weekly diet to keep them healthier.

Many adults are not drinking enough milk and this can have an effect on health issues such as osteoporosis, obesity and tooth decay. Modern Milk contains extra calcium, added vitamin D and fibre and with these added health benefits can help to show that what makes you feel good on the inside, can also help make you look good on the outside.

Research confirms that vitamin D makes our bodies to absorb calcium. Lack of calcium  makes our bodies to increase the production of
synthase, a fatty acid enzyme that coverts calories into fat. Consequently the higher levels of vitamin D in the blood, the easier it is to lose weight.

Milk is an important source of nutrients for many age groups and can help your body operate properly; calcium – for strong bones,
carbohydrates – for energy, protein – for growth and healing processes. When hunger pangs strike, Modern Milk can help fill you up for longer so that you don’t snack. The calcium can also have a positive effect on your nails, teeth and hair playing a part in your weekly beauty regime.
 
TV’s Dr Hilary Jones endorses Modern Milk as a great low-fat, after-workout drink. He says milk is the nearest thing you can find to a totally complete food containing, as it does, a perfect balance of protein, minerals, vitamins, essential fats and carbohydrates.

Modern Milk is currently sold in Tesco Extra for just 0.99p and comes in four delicious flavours – Smooth Coffee with a hint of Vanilla, Milk Chocolate with a hint of golden Caramel, Lush Banana and Honey and Ripe Strawberry and Raspberry.
 

Five Steps to Losing Weight and Debt in the New Year.

MMI offers practical advice for losing weight and debt in the New Year.

Every New Year, shedding weight and debt is at the top of the list for millions of people resolving to change for the better. According to a recent Times Report, these two are also among the most often broken resolutions.

While experts have offered numerous techniques and strategies for losing weight and paying down debt, the fundamental lifestyle change remains consistent for both – consume less.  Financial stability begins with spending less than you make, followed by paying more on what you owe.  Losing weight begins with consuming fewer calories, and becoming more active.

If you are among the millions vowing to finally achieve a healthy waistline and a healthy bottom-line, consider the following five steps:

  1. Make the commitment.  When considering any lifestyle adjustment, the first step is to decide – are you ready to make the commitment to do what it takes to improve your health and financial wellbeing?  Are you ready to accept responsibility for changing your situation?  Do you believe that you can and will change the way you make decisions about food and money? It isn’t until you can truthfully answer yes to these questions that you will be ready to face the challenges of creating a healthier physical and fiscal life.
  2. Create a plan.  Creating a budget and a meal plan starts with tracking – tracking expenses and tracking calories.  Consider carrying a pocket notebook for noting every penny spent and calorie consumed.  Review your results and look for areas where you should and can make cut backs.
  3. Develop SMART goals .  One of the most important pieces to being successful in these areas is to set clear goals that are specific, measurable, achievable, rewarding and trackable.  Remember to create short-term, or milestone, goals as well as a target accomplishment.  If your ultimate goal is to become debt free, celebrate when you pay off 25 percent.  The same goes with weight lost. If you aspire to lose 50lbs., acknowledge every 5 to 10lbs. as an accomplishment.
  4. Eliminate temptations.  Once you have a clear calorie and spending budget outlined, remove any obstacles that may hinder your success.  Don’t carry your credit cards in your wallet and don’t keep high calorie sweets in the house.  Leave your cards at home in a safe place and only take them out when you have a planned purchase and payoff strategy.  The same applied with food temptations.  If you know you’re going to be in an environment where you’ll be tempted to indulge, eat a light snack before you leave the house.
  5. Stay flexible. Don’t get discouraged if you don’t see the pounds or debt melting away as quickly as you had hoped.  Change doesn’t happen overnight, and there are no quick fixes. The important thing is to remain flexible and committed. If you aren’t meeting your goals, revisit and adjust your plans as often as necessary.

Remember, you are human and set-backs are inevitable.  However, if you are truly committed to doing what it takes to meet your goals, you can accomplish anything.  To learn more about staying committed to your New Year’s resolutions, visit MoneyManagement.org and down New Beginnings , one of MMI’s free eBooks.