Cheaply Does It.

With the recession kicking in people are looking for ways to save money, or make some more. Of course the best way to save money is not to spend any, but that is not convenient or realistic sometimes. At the moment inflation is kicking our butts and it costs a bomb just to go to work. If you are lucky enough to have a job.

So, what to do? There are a lot of coupon sites now. You can check for a leapfrog coupon so you can save money on little fun things, or just things you need. If you save money then you save time. So combine things that are educational and entertaining at the same time. Buy any kids or nephews/nieces you have an educational fun toy or products for their birthdays.

Entertainment can be done cheaply. DVDs can be bought cheap and cheap tickets can be found last-minute.

Another way to save is to buy in bulk. The more you buy the cheaper it usually is. If you don’t buy a lot of stuff on your own then you can go shopping with friends and then it will be cheaper for you all.

Only shopping in sales is a good way to save. Never waste your money by buying something full price. You just don’t need to nowadays. Shop online and compare prices. Also make do and mend with the things you have.

Another good way of saving is to buy expensive stuff. No, really, that old adage that if you buy cheap you buy dear is true. Buying expensive stuff will last longer and work out cheaper in the long run. Buying an expensive pair of shoes and getting them resoled regularly and polishing them yourself will make any outfit look great. You will never look literally down at heel. Also, when you buy expensive shoes you can wear high street clothes and still look stylish and well dressed.

Libraries are incredibly underused, dust off your library card if you have not used yours recently. There are tons of books, but also DVDs and CDs.

Scour charity shops for clothes, books, CDs, things for your home. Or do a swap shop. If you need to see a chiropractor then maybe think of doing a skills exchange with someone else. Everyone has something to offer someone else. Whether that is something you do as a profession or as a hobby.

T’WAS THE NIGHT BEFORE CHRISTMAS…AND OVER TWO THIRDS OF BRITS WERE STILL SHOPPING

Despite best intentions, 68% of Brits still search for gifts on Christmas Eve

· Brits set to waste £2 billion[1] on panic-bought gifts this Christmas

· A nation of last-minute Christmas shoppers – over three quarters (76%) of us panic-buy the night before Christmas to ensure stockings are filled

· Half (50%) of shoppers have deliberately bought something overly expensive or extravagant in a moment of panic

· Panic-buy Britain: 32% have bought on a whim because they couldn’t find what they are looking for and 32% because they unexpectedly received a present and felt obliged to return the gesture

· Almost half (48%) of consumers admit to avoiding the panic by recycling an unwanted gift they’ve already received

· Christmas shoppers urged to use InvisibleHand (www.getinvisiblehand.com) to grab the best festive bargains.

Ever woken up realising you’ve forgotten that all-important present the morning before Christmas Day? Well you’re not alone. According to new research[2] from InvisibleHand, the free online shopping tool, over two thirds of UK shoppers (68%) also end up buying last minute gifts from the shops on Christmas Eve, while over three quarters (76%) of us end up panic-buying to ensure Santa’s quota is met.

In fact, panic buying last year led to half (50%) of consumers deliberately purchasing something overly expensive or extravagant. Going by last year’s overspend, Brits could be set to waste a whopping £2 billion on last-minute, panic-bought gifts this year[1].

Not being able to find the ‘right’ gift (32%) and being unexpectedly given a present and having to return the gesture (32%) are among the main reasons why people end up panic-buying. However, consumers also put pressure on themselves with over a quarter (26%) leaving it until the last minute because they can’t actually decide whether to buy someone a gift or not. A forgetful 18% end up in a flap because they simply forget to buy a gift.

As a result of the panic, consumers cut corners with three in ten (31%) buying something the wrong size so that the recipient could return it after Christmas. Men are particularly bad at adopting this cunning ploy – 38% use this tactic. Two in ten people (19%) even buy something that they know the recipient won’t like. Again, men lead the way with 24% having used this ruse.

People even resort to ‘re-gifting’ – almost half (48%) admit to re-cycling an unwanted gift they’d already received. What’s more, women seem to be the best at this with almost half (48%) having recycled unwanted gifts in the past, compared to just 30% of men.

Robin Landy, founder of InvisibleHand, says: “As the carol goes: ‘‘tis the season to be jolly’, but for most of us the weeks leading up to the big day are often another story altogether. This is especially the case if you’ve left your Christmas shopping to the last minute. This often leads to panic-buying and consumers making extremely poor purchasing decisions, often forking out far more than necessary as a result.

“Purchasing Christmas gifts under pressure could see a staggering £2 billion wasted on panic–bought items this year alone. This is astonishing and could be easily avoided by shopping online. The key thing is for consumers to shop around to make sure they find the best prices available to avoid paying vast amounts. There are some great deals to be found by savvy shoppers looking to track down a Christmas bargain.”

InvisibleHand’s top five tips for online Christmas shopping:

§ Search online to make sure you have the best price available to avoid spending more than you need to

§ Ensure you read the terms and conditions regarding postage and packaging to avoid any unnecessary costs

§ Be sure to read up on delivery times to ensure gifts arrive in good time

§ Take advantage of discount vouchers on offer by searching online and entering a promotional code before clicking the ‘buy’ button

§ Check whether the retailer offers a gift-wrapping service, which could save you time in the long run.