Shopping for a new baby can be a minefield. Never mind that you might accidentally buy the same present as everyone else. To help out we scoured the internet and have came up with our top picks.
An ISA.
Starting, or putting money into, a junior ISA is a great idea which will have little ones set up for the future. It also stops the home of the new parents becoming cluttered. You can get a stocks and shares junior ISA from Chelsea Financial Services which invests in funds. Chelsea currently offer their junior ISA for no charge. All you pay is the fund managers charge which is typically 0.75% a year. The advantage of investing in a fund versus individual shares is that your money is invested by a professional and your investment will be spread over many different shares, so if one does badly it won’t bring down your whole investment. Chelsea have a number of ready made junior ISA portfolios selected by their research team if you don’t want to choose your own funds.
Investing early is extremely important because it allows the magic of compound interest to take hold, what Einstein called the eighth wonder of the world. By investing early a small amount of money can become much larger over time. The Junior ISA has the same advantages as a regular ISA. It has protection from capital gains and doesn’t need to be included on a tax return. The one disadvantage of a junior ISA is it cannot be taken out early and can only be withdrawn by the child after they turn 18. So if you want to save for school fees you would be better off investing in your own ISA.
Our other picks are from www.notonthehighstreet.com
Silver Engraved Noah’s Ark Money Box by MY 1ST YEARS. A great little keepsake.
From www.notonthehighstreet.com
Star Fleece Baby Wrap.
From www.notonthehighstreet.com
Personalised Hooded Fleece Dressing Gown.
From www.notonthehighstreet.com
Personalised Noah’s Ark Print by PEPPER PRINT SHOP
From www.notonthehighstreet.com
Baby Hand And Foot Inkless Print Kit by ELIZABETH JANE. Remember how small those little feet really were forever.
From www.notonthehighstreet.com
Personalised Percentage Babygrow Or T Shirt by SIMPLY COLORS
From www.notonthehighstreet.com
Personalised Baby Keepsake Building Block by SOPHIA VICTORIA JOY. Unique and makes a great keepsake.
From www.notonthehighstreet.com
Personalised Nutbrown Hare by OH SO CHERISHED. Adorable and great for a cuddle.
From www.notonthehighstreet.com
Baby Hippo Hooded Towel by BATHING BUNNIES. So cute.
From www.notonthehighstreet.com
Add your own ideas below.