Author Archives: Frostie

Badly Behaved Commuters

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BRITAIN’S BADLY BEHAVED COMMUTERS: 

A THIRD DON’T FEEL GUILTY ABOUT DANGEROUS DRIVING

UK commuters are behaving badly behind the wheel, with 65% admitting to their own bad driving behaviours over the last year, dispelling the patient and polite British persona.

Rushed and stressed commuters don’t feel guilty about driving dangerously or being distracted on the road as they race to get to the office on time, according to new research from Allianz Your Cover. In fact a fifth (21%) blame their poor habits on other commuters.

The top five bad commuter behaviours are:

    1. Speeding (30%)
    2. Careless driving (14%)
    3. Travelling too fast for the conditions (14%)
    4. Tailgating (13%)
    5. Not looking when changing lanes (13%)

 

Commuters may however have been twisting the truth about their bad habits, as although nearly a third (30%) admitted to speeding, more than half (55%) have seen other drivers exceed the speed limit. And the bad habit bluffing doesn’t stop there:

  • 5% admit they have jumped a red light – 38% have seen other commuters do this
  • 4% have applied make-up – 22% have seen other commuters do this
  • 2% say they failed to stop at a give way sign – 22% have seen other commuters do this

 

More than half of British commuters (52%) are in too much of a hurry to drive safely and are blaming their bad driving on a lack of concentration (30%) and being tired (27%). The commuting environment impacts the workplace as almost half of drivers (43%) believe that their commute affects their mood and can negatively impact their work.

Despite witnessing the bad habits of their fellow commuters, one in four (27%) hope that a driver would stop to help them if they were in need, a lot less (15%) have actually pulled over to help. The main reason for continuing their commute instead of helping a fellow commuter is to avoid being put in danger (43%). With safety being top priority breakdown services can help out those in need enabling other drivers to continue their journey. Other reasons given for not stopping to help fellow commuters are not knowing how to help (27%), followed by being in a rush (27%).

Rising Hollywood star joins North Pole ‘mission’ to save the Arctic

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Up-and-coming Hollywood talent Ezra Miller will travel to the North Pole in early April to plant a ‘flag for the future’ on the seabed, as part of a major international campaign to protect the Arctic, amid a growing rush for the region’s natural resources.

The 20-year-old actor, who played the title role in We Need to Talk About Kevin and recently starred in The Perks of Being a Wallflower, will ski for up to eight hours per day and camp out in temperatures that could drop to -31°F. He will be joined by three other youth ambassadors from communities directly threatened by climate change, and will be cheered on by 2.7 million others who have backed a Greenpeace campaign to create a global sanctuary in the uninhabited area around the North Pole.

Once they arrive at the top of the world, the team will attempt to lower a special flag to the seabed, several miles below the surface. The flag’s design, chosen by Vivienne Westwood as part of an international competition, is intended to symbolise global unity and peace and will stand in defiance of previous attempts, most notably by Russia, to claim this region and its resources for any one country.

Announcing his participation in the trip, Ezra Miller said:

“I’ve never camped in the snow before and I’m definitely not an Arctic explorer, but I’m determined to plant this flag at the North Pole to declare it protected. I’m skiing with three young people want to create a sanctuary up there and fight climate change across the world.”

“The Arctic is melting in front of us, but right now people just see that as a chance to go up there and drill for more oil. It’s time to create a new story. Millions of people have signed their name at savethearctic.org to draw a line in the ice and say ‘this stops here’.”

Attached to the flag will be a special pod which contains over 2.7 million names of people who support the campaign including Paul McCartney, One Direction, and Cameron Diaz. This pod will be made of glass and titanium and is intended to rest on the seabed for decades to come.

Ezra recently completed a training course in Montreal, Canada, which required him to drag a sled containing over 170lbs of equipment, as well as learning to melt snow to cook freeze dried food. Once on the trip he will be expected to pitch camp, pack his own sled and pee in a bottle during the night.

In April the North Pole is bathed in nearly 24 hours of sunlight. The team will use GPS locators to find the actual pole itself, a task made harder by constantly shifting ice floes which can pull expeditions south as they walk north.

Ezra Miller continued:

“Even after months of training I’m still pretty terrified about skiing across the frozen Arctic Ocean. But I feel really honoured to have been asked to take part along with these amazing young people, and it’s a story that I will tell to my grandchildren once we’ve won this huge fight against climate change.”

Ezra will be joined by three other youth ambassadors with different connections to the Arctic:

  • Renny Bijoux from the Seychelles, whose island nation could disappear due to rising sea levels.
  • Josefina Skerk is from the Indigenous Sami community in Sweden and a member of the Sami parliament.
  • Kiera Kolson is a young Tso’Tine-Gwich’in woman from Denendeh, Canada. She works to protect the Arctic with Greenpeace and defends the rights of Indigenous Peoples who have lived there for thousands of years.

What To Wear In The Fashion Capitals. Elnaz Niknani Reveals All

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TRAVEL TO THE FASHION CAPITALS IN STYLE

Momondo’s Elnaz picks out what’s hot to wear, where…

 

London designer and Momondo Local Fighter ELNAZ NIKNANI, has been busy promoting her fashion line, at all four recent major fashion weeks – New York, London, Milan, and Paris, earlier this month.

 

Elnaz here unveils the key fashion trends for each city this season, and essential items to pack when visiting, to be in vogue…

 

What to wimage010newyorkear in New York

“The current New York style is very simple, with clean lines – very smart casual. If you want to be bang-on-trend in the Big Apple this season, make sure you pack an oversized coat, and see-through bag,” says Niknani.

 

 

 

                                     What to wear in Milan

image011milan“This season, Milan’s fashion is all about fabric, pattern and texture. Make sure you pack printed pieces, and don’t be afraid to combine several different fabrics, in one outfit,” says Niknani.

 

 

 

 

                                       What to wear in London

image012london“London has always been known for its cutting edge fashion. One trend I noticed this London Fashion Week, was a lot of DIY fashion. You don’t see this in New York, Milan or Paris. In London, far more people are improvising, and making up their own rules.

 

“So my travel/fashion tip for those visiting London, is to be to be a little creative – perhaps you might be wearing something you’ve designed or printed yourself, or it could be something as individual as using your favourite scarf, as a belt or turban,” says Niknani.

 

What to wear in Paris

“Paris is the land of couture fashion, so I wasn’t surprised that everyone was wearing a lot of designer labels. However, one trend that really stood out this year was fur. My tip for fashionistas would be to pack one fur item (it doesn’t have to be real), if you are booking a city break to Paris this season,” says Niknani.

 

And for everywhere else…

“If you want to be in style and don’t want to spend too much money, buy a clutch bag – these are on-trend everywhere this season,” says Niknani.

 

Momondo recently ran a competition to win a travel-inspired clutch bag, designed by Elnaz Niknani. Watch out for more competitions to win items from her new collection, on the momondo blog. http://blog.momondo.co.uk/

 

Designing the Middle East: Part 1 at 19 Greek Street | Art

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Designing the Middle East Part 1:2‘Designing the Middle East: Part 1’ (28 March – 17 May 2013) is the first in a two-part exhibition series presented by Soho design gallery, 19 Greek Street. It will showcase, for the first time in the UK, the work of Tel Aviv designers Noam Dover and Michal Cederbaum, alongside their longterm collaborator, the London based Israeli designer Yoav Reches. The exhibition will also include several works by senior Israeli designers, invited by the exhibitors in order to foster an additional dialogue between the displayed works.
Curated by 19 Greek Street owner and creative director Marc Péridis, ‘Designing the Middle
East: Part 1’ acts as a tribute to the passion, courage and love that exist alongside the terrible
conflict that divides this area of the world.
The exhibition will explore how contemporary design can respond to a reality marked by
conflict and division. It will present an exploration of creative processes within a local context:
how do the characteristics of a place influence our use of tools and materials, and what visual
forms come out of these choices? This perspective demonstrates a unique link between design,
craft and production, formulating a distinctive nature of design and fabrication.
Works such as ‘Saj Tables,’ constructed from the spun steel domes used for making pita bread,
and ‘Concrete,’ vases that explore the relationship between fragility and mass fabricated from a
material not normally associated with craft, highlight this continued questioning of the creative
process and the materials used.
The work by Noam Dover and Michal Cederbaum can be seen to merge the traditions of
craftsmanship with technology, while frequently confusing this relationship. ‘Scan & Scale’
perfectly illustrates this by taking nature, in this case a pebble, as a starting point and recreating
it through computer-aided design via CNC technology. In doing so they seek to stretch the
boundaries of various technologies.
Yoav Reches’ ‘Composition of Air’ celebrates the diversity of and delicate composition of that
most everyday and omnipresent item that surrounds us, namely the air that we breathe. A
collection of ten glass vessels represent the ten most common gases found in the composition of
air and are colour coded according to their industrial charts.

Featuring Tel Aviv designers
Studio Noam Dover and Michal Cederbaum
in collaboration with Yoav Reches
28th March – 17th May 2013
www.19greekstreet.com

Last minute ISA Ideas for 2012/13 Tax year

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·         ISA ideas for different types of investors

·         14% of all HL ISAs opened in the last week of the tax year

·         HL Opening Times

 

Adrian Lowcock, senior investment manager at Hargreaves Lansdown offers his ISA ideas as this year’s deadline approaches:

 

“In the last two tax years 14% of all new ISAs opened on the Hargreaves Lansdown Vantage platform were opened in the last week.  Make sure you take out your ISA as once the tax year ends you have lost that allowance. To take out an ISA all you need is your national insurance number, debit card and cleared funds in the bank.”

 

Income investor

 

Invesco Perpetual Distribution – This fund aims to provide a regular stable income this fund invests in a mix of bonds and income-producing equities. Approximately two-thirds is invested in corporate bonds with the remainder invested in equities. Income is its primary aim and it makes payments to investors monthly.

 

Defensive investor

 

Newton Real Return – This fund is for investors who may need access to some of their capital in the medium term (but still in at least 5 years’ time). It therefore tries to offer some sheltering of capital and aims for more modest growth. The manager invests in a variety of assets and uses sophisticated techniques to try to profit from assets which fall in value.

 

Medium Risk investor

 

Troy Trojan – This fund is defensively managed and provides the potential to achieve a reasonable level of return over the medium term with a little less volatility than the very long-term, more aggressive portfolios.

 

Long-Term investor

 

CF JM Finn Global Opportunities – This suggestion is for investors with a long time horizon.  Therefore the focus is on more risky areas with greater potential to build wealth over the long term.

 

Junior ISA / Investing for Children

 

Lindsell Train Global Equity – The managers invest in global equities and have a long term buy and hold approach. This compliments those investing for children who often have very long-term goals in mind.

 

 

Hargreaves Lansdown end of tax year opening hours

 

Monday 25 – Thursday 28 March                               8am – 7pm

Easter Bank Holiday weekend every day               9am – 6pm

Tuesday 2 April                                                                 8am – 8pm

Wednesday 3 April                                                          8am – 8pm

Thursday 4 April                                                                8am – 8pm

Friday 5 April                                                                      8am – Midnight

 

ISA deadlines

 

Stocks & Shares ISA

 

Online                   Friday 5th April – 23:45                                    www.hl.co.uk/ISA

Telephone          Friday 5th April – 23:55                                    0117 900 9000

Postal                    Friday 5th April

 

Bed & ISA

 

Funds on Vantage                           Wednesday 3rd April – 17:00

Shares on Vantage                          Friday 5th April – 12:00

Funds/ shares certificated           Wednesday 3rd April

ISA Contribution limits

 

                                  2012/13                                2013/14

 

Stocks and Shares ISA                    £11,280                                 £11,520

Junior ISA                                            £3,600                                   £3,720

Sensational Butterflies at the Natural History Museum

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Book now to see the Natural History Museum come alive with Sensational Butterflies
29 March to 15 September 2013 at the Natural History Museum, London
If you are looking for something to do this Easter weekend then Frost recommends the Natural History Museum. From chomping caterpillars to beautiful butterflies, experience the magic and beauty of one of nature’s
most fascinating life cycles in this popular outdoor exhibition. The live tropical butterfly house and
garden will be returning to the Museum’s east lawn on 29 March, just in time for the Easter holidays.
As you follow the trail along the life cycle route, watch hungry caterpillars hatch by your side and
witness hundreds of striking butterflies and moths fluttering above your head.
012 Sensational Butterflies
Come face to face with species from all over the globe including the spectacular swallowtail, the
beautiful blue morpho, the magnificent moon moth and many more, originating from Africa, Southeast
Asia and North and South America.
Sensational Butterflies will give you the chance to see the world’s most stunning butterflies, while
learning about the surprising lives they lead through live specimens, games and interactive displays.
Highlights include:
  • an outdoor butterfly garden with tips on how to attract butterflies and create your own
  • butterfly garden at home
  • fun, interactive activities allowing you to explore fascinating butterfly facts
  • the chance to watch butterflies emerge from their chrysalises through the hatchery window
  • a riot of colourful tropical plants in the house and garden
  • tips and advice from the butterfly house manager
Dates and times:
29 March to 15 September 2013, 10.00–17.50
Visitor enquiries:
020 7942 5000
Admission:
Adult, child and concession £4.50*, school £2.50*, family £16*.
Adult, child and concession £4, school £2.50, family £14.40.
Free for Members, Patrons and children under four.
Nearest tube:
South Kensington
Website:
Twitter:
#sensationalbutterflies

Olga Roh For Rohmir Review | Fashion

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Olga Roh’s Autumn/ Winter’ 13 collection ‘Mountain High” for ROHMIR, offered a
range of classy monochrome jumpsuits, cotton-fringed jackets and detailed leather
skinnies. Models in sophisticate suits with cinched in waists and multi colored sheer
evening gowns glided down the catwalk to a soundtrack of rapid percussion. The
collection showcased a variety of colors mirroring the landscape of an Alpine retreat;
a sea of navy, a branch of crème with a light sprinkle of monochrome (which has been
seen a lot on the catwalk this season by Marc Jacobs).

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_DSC6255-MRohmir

The collection had a variety from casual, business wear ending in the eye-catching
eveningwear. Any fashionista would kill for Olga’s breath-taking multi colored body con
maxi; it’s back is low cut which oozes just the right amount of sex appeal. Another stand
out was the forest green feathered coat chinced with a leather corset belt- this will give
every lady the illusion of an hourglass figure. Olga said,

“My clothes express reality… “I
wanted the collection to have a holiday feel, that’s why it’s called ‘Mountain High.’
“All models were different, not every model was the standard skinny model your
accustomed to seeing on catwalks, not all were young either; a famous German actress
wore my dress to show that my collection is suitable for difference, size, heights and
ages.”

There was a theatrical effect to Olga’s catwalk, it radiated energy with evidence of Swan
Lake inspirations; feathered coats, smoky eyes and neatly plated backcombed hair.
Velvet dresses with low drop waist sequined dresses had a 20s feel with a modern day
edge.

Floor-length gowns with plunging necklines in sumptuous fabrics were accompanied
with embellished lace and scintillating metallics. Silk patterned dress with fringes, one
shouldered dresses and shoulder pads reminisced on the early days of the 90s. The
romantic allure of the fairy-tale inspired eveningwear is balanced with androgynous
silhouettes and contemporary twangs. Each piece detailed to perfection offered a
balance between luxury and the wearable.

 

Article written by Joanna Zambas
Photography by Vanessa Isabel Lanzoni

Cheap and cheerful sun in Gran Canaria

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When you want to escape the cold and gloom of a northern European winter, you generally have to think about travelling a long distance to get some heat and sunshine. The Caribbean, Thailand, India all offer warmth and great holiday resorts, but it takes a long flight to get there, and though there are deals to be had, they generally aren’t cheap.

An alternative that will save both travel time and money is to head to the Canaries – a group of Spanish islands that are situated off the north-west coast of Africa in the Atlantic. Known for their fantastic climate, they are sometimes nicknamed the Fortunate Isles and their climate is referred to as ‘eternal spring’. In fact, the climate varies little during the year, and while the winters are warm and mild, the summer temperatures don’t ever get unbearable.

The main islands are Tenerife, Lanzarote and Gran Canaria and they have been dedicated to mass tourism for the last sixty years. Consequently, these places are really ideally set up for holidaymakers looking for beautiful beaches, hotels with great facilities and lots of different things to do. The Canaries make an ideal location to take the family for a ‘fun in the sun’ holiday, but you can also find quieter resorts if you’re after a walking or hiking holiday.

The biggest and most popular resort on Gran Canaria has to be Playa del Ingles, where you’ll find the biggest concentration of tourist attractions like waterparks and hotels such as the IFA Continental which all boast excellent facilities including swimming pools, tennis courts and spas and are designed to make your holiday relaxing but simultaneously full of entertainment possibilities.

Whoever you’re going on holiday with, you’ll find a resort in Gran Canaria that is suitable for your party, and the fact that you can get there so cheaply and easily makes it an ideal place for a sunshine break any time of the year.