Hill Dickinson gives Frost Readers the low down on separating.
When the majority of married couples divorce it is likely that there will also be financial matters to deal with. This may include the family home, businesses, pensions or maintenance. The same circumstances will also apply to the dissolution of civil partnerships.
It is important that financial matters following a divorce or dissolution are finalised to ensure that you are protected against any future claims from your former husband or wife or civil partner.
Financial matters will be resolved when the parties receive a final order from the court. This does not mean that the parties will need to attend court; but legal advice should be sought to ensure that you are protected for the future.
If a final financial order is not received then there is a risk that your former husband, wife or civil partner could make a claim in the future.
It is important to note that the court will consider financial circumstances at the time they are resolved. Although in some cases the parties’ circumstances at the time of separation may be relevant.
The outcome of any court hearing or negotiation will depend massively upon the circumstances of the case. The court in England and Wales has very wide discretion to deal with matrimonial matters as they see fit.
There are circumstances where assets acquired during a marriage or civil partnership could be excluded from financial matters upon divorce. So it is imperative to seek advice upon separation.
In 2011 the High Court heard a case where they were asked to resolve financial matters following a divorce. The wife had won the lottery during the marriage. Part of the lottery winnings had been used to purchase the matrimonial home.
The court found that there is a sharp distinction between “matrimonial” and “non-matrimonial” property. As the lottery ticket had been purchased following separation, with the wife’s sole earnings and without her husband’s knowledge the court found that the lottery winnings were “non-matrimonial”.
However, the wife had used some of the lottery winnings to purchase the matrimonial home. The court held that the money spent on the house was converted into “matrimonial” property. The High Court ruled that matrimonial property is more likely to be shared, and consequently the husband was entitled to receive a proportion of the matrimonial home.
These sorts of cases are fact specific and it is for that reason that it is essential that separated couples seek advice as to the legal consequences of their separation.
If financial matters are resolved at the time of divorce, the majority of orders will include a clean break. This means that the agreement is in full and final settlement of any claims either party will have against the other in the future. A clean break may not be appropriate for example if monthly maintenance is being paid to a former spouse.
The mobile phone can be our closest ally at times, helping us make our lives easier and our days more efficient, these obvious advantages do not come without their drawbacks – many of which highlight the negative impact they can have on our society.
Recent research has uncovered the surprising truth; that although the majority of the public believe that use of mobile phones in public places is a nuisance, there are still many individuals who cannot differentiate between appropriate and inappropriate use of their mobile phones, when it comes to when and where they should or should not use them.
Research found that funerals topped the list of the most unacceptable events at which to use a phone, ahead of driving, being at the cinema or during a wedding. Studies have brought to light the worrying evidence that 1 in 6 Britons has admitted to making or receiving a call, or texting or using social media when they should have been paying their last respects at a funeral service.
The year 2013 has so far shaped up to be a busy and successful year for Australian Alternative Rock band the Monks of Mellonwah. After 3 EP’s since 2009, the band has recently departed with their 3rd release, ‘Sky And The Dark Night’ and is now celebrating their new partnership with company A&R Worldwide (Muse, Coldplay) with the release of single ‘Ghost Stories’. Ghost Stories features the single ‘Ghost Stories’ and two new tracks fast-tracked from their debut album ‘Turn The People’, which is set for release in late 2013.
The band has been described as the ‘birth child’ of bands such as Pink Floyd and Led Zeppelin, noted as their primary influences. Their music includes hard-hitting Alternative Rock combined with elements of space and electronica, and their forthcoming releases are a testament to this. Their most recent EP, ‘Sky And Dark Night’ explores elements of classism and film music, noting Hans Zimmer as their primary inspiration for it. The three track EP takes the listener on an epic journey of discovery and musically marks the continued evolution of the band into a darker, more intense exploration of their combined talents and influences.
The Sky And The Dark Night Trilogy was released in March and has since been reviewed by over 50 blogs worldwide, being described as “nothing less than symphonic artistry in its purest and rawest form? (Limerence Magazine 2012). The 8-minute long Trilogy has also enjoyed significant airplay in its entirety across a number of radio stations in Australia and NSW, and to celebrate it’s success, the band has just released the Trilogy on limited edition 10” vinyl.
The ‘Ghost Stories’ release coincides with the bands’ recent selection to play at Singapore?s acclaimed Music Matters Festival, as well as their involvement with A&R Worldwide. Having won respective awards for ‘Best International Rock Band’ and ‘Best Indie Rock Band’ at the LA Music Awards and AIM Music Awards in 2012, and following an East & West Coast tour of the US, the recent deal with A&R Worldwide marks the bands continual push at breaking into US and International Markets. The release of a full-length album in late 2013 will also see the band doing further touring both nationally and internationally.
The Monks of Mellonwah are a four-piece alternative/indie rock band based in Sydney, Australia. The band has toured nationally and traveled to the United States twice, winning awards for Best Indie Rock Band (2012 AIM Awards) and Best International Act (2012 LA Music Awards). Their two EP’s and subsequent music videos have gained them worldwide critical acclaim, airplay on MTV’s network and extensive radio play.
Strongly influenced by rock artists such as Led Zeppelin, Muse, Pink Floyd and the Chili Peppers, the Monks’s music displays a masterful and unique blend of intense space, driving riffs and sharp metaphors. As their sound evolved, so did their love for both classic rock and modern progression/experimentation.
Their first EP, “Stars Are Out” found the Monks receiving significant radio play across Australia on community radio. The band released their first music video “Swamp Groove” in April 2011 and enjoyed airplay on ABC’s music program RAGE. “Swamp Groove” also claimed first prize at a music video night at “Harold’s Shorts” short film festival, receiving great reviews and the award from legendary music historian and personality Glenn A Baker.
The Monks released their second EP “Neurogenesis” in May, 2012, along with a new video for “Neverending Spirit”, to an overwhelming response. In addition to international and national radio play, College Radio in the US and Canada, “Neurogenesis” received hundreds of reviews and features worldwide, including coverage on MTV, Big Takeover Magazine, CMJ, Kings of A&R, Noise 11 and Tonedeaf. The media attention earned them licensing spots through a number of production companies in the US including Discovery Networks and Bunim Murray. The video for “Neverending Spirit” also received high profile exposure in the US including MTV Networks. The College Music Journal (CMJ) featured the track on their MixTape for May along with a feature of the band in their magazine.
The Monks successfully toured for “Neurogenesis” throughout Australia in Summer 2012 working with Tone Deaf, and continued their outreach with a United States tour organized by President Entertainment.
Their debut full-length is currently in production, partly with legendary producer Keith Olsen and partly self-produced. The Monks have also signed a development deal with A&R Worldwide (Adele, Muse, Coldplay). Intensive touring plans are in the works for both Australia and the United States in 2013.
On April 1, 2013, the band released the progressive and experimental EP/single “Sky and the Dark Night”, an emotionally charged, heavy offering showcasing the band’s new direction that was hinted at with “Neurogenesis”. It was released on limited edition vinyl and digital only.
Now the Monks have taken a turn again with “Ghost Stories”, truly showcasing the bold new sound they’ve developed over the past year of touring, writing and studio work. Rock, electronic, and strong pop sensibility infuse this offering, meant as a preview of their forthcoming full-length.
AUSTRALIAN TOUR DATES (Queensland and other dates will be announced shortly. The tour will be 16 stops.):
29th June – Live @ The Brewhouse, Kings Street Wharf, Sydney, NSW
2nd July – Revolver Upstairs – Prahan, Melbourne, VIC
3rd July – Noise 11 – Live acoustic performance + interview, Melbourne, VIC
3rd July – Grace Darling Melbourne, VIC
4th July – Tote – Melbourne, VIC
12th July – The Fitzroy, Windor, NSW
3rd August -The Annandale, Sydney, NSW
14th August – Yours & Owls – Woolongong, NSW
15th August – The Australian Brewery, Rouse Hill, NSW
Production: Produced, Recorded and Programmed by Joseph de la Hoyde at Aston Villa Studios 2012/13, Track 2 drums recorded at Studio At The Palms, Las Vegas, by Keith Olsen and Rob Katz and Assisted by Kevin Luu 2012
Enterprise in Action: A Guide to Entrepreneurship by Peter Lawrence is a business book with a difference. Far from being a straight business book it also has exercises, questions and case studies. Along with a summary at the end and some great ideas and anecdotes. The book works your brain by quizzing you about the case studies and giving you an exercise.
The chapter titled Niche Markets and Entry Barriers was especially interesting and insightful. Each chapter also has a message at the end and this chapters message is: NICHE AND ENTRY BARRIER ARE VALUABLE AND USEFUL CONCEPTS. BUT THEY NEED A BIT MORE CONTEXTING AND UNDERSTANDING.
This is what they say, “An authoritative guide to understanding and mastering the core issues and competencies involved in entrepreneurial success. Where do entrepreneurial opportunities arise? How do successful entrepreneurs exploit trends? What is the role of innovation in entrepreneurship? How do companies get started and become self-sustaining? Based on studies of 80 companies, including 30 Sunday Times Fast Track Companies, and 20 highly successful US entrepreneurial firms, this book answers these and many other key questions about entrepreneurship. This authoritative guide to the world of entrepreneurship offers valuable lessons for MBA students and established entrepreneurs alike.
Shows practitioners how success is influenced by factors such as industry dynamics, entry barriers, reconfiguration, and core competencies
Delivers practical coverage of an array of key issues, including how to exploit trends, how to foster innovation, how to get additional funding for expansion, and much more
Provides expert guidance on how to successfully address each of the factors or core competencies covered
An excellent supplement to standard graduate texts on the subject, it breathes new life into standard curriculum topics by presenting them within the context of real-world success stories”
Peter Lawrence has a brilliant mind and I am glad he has put his ideas on paper. He has written a book which is thoroughly enjoyable and has a way of getting the point across in a clear, concise way. His way of using stories of real people and businesses makes building a business seem achievable.This guide book should herd the new wave of entrepreneurs in the right direction. It is a readable book which is not stuffy at all. It thoroughly covers entrepreneurship in an engaging way. Learning about entrepreneurship was never so enjoyable and easy. An incredibly good book. I learned a lot.
This post brought to you by E.ON Energy. All opinions are 100% mine.
E.ON Energy are giving their customers a chance to see The Lumineers live at the Razzmatazz in Barcelona, and to top it all off you will also get four nights’ accomodation. This comes after The Lumineers hugely popular hit song ‘Ho Hey’ was used on the E.ON TV adverts. The Lumineers are one of my favourite bands at the moment. They are great and I love ‘Ho Hey’.
The Lumineers competition will see E.ON give one lucky customer the chance to see the band play live in Barcelona with a friend. The lucky person will see The Lumineers live at Razzmatazz in Barcelona and will also get four nights’ accommodation or the winner can choose Ticketmaster gift cards worth up to £400 with merchandise signed by The Lumineers, instead of the trip to Barcelona. Either way this is an amazing competition. Use the link above to enter the competition.
The prize draw is open to E.ON customers, who have registered their account online, on the E.ON Energy website from 13th May to 7th June 2013. Terms, conditions and exclusions apply.
E.ON also believe that being loyal to their customers is very important. That is why if you have been with E.ON for longer than a year then you will be given awards by E.ON. Whether this is money off your bill or Tesco Clubcard points, the loyalty award is up to you. All you need to do is change to one of E.ON’s tariffs with rewards. Terms, conditions and exclusions apply.
However, the competition to see The Lumineers Live at the Razzmatazz in Barcelona is open to all E.ON customers who register their account online, no matter how long they have been a customer.
My favourite beach on Ibiza, and probably the most bohemian on the island. Benirras is a gorgeous sheltered sandy cove on the North West coast not far from San Miguel. Loungers are still less than 10 Euros for the day, and if you stop by for sunset on a Thursday you’ll be serenaded by bongo playing locals.
2. Drink at KM5
Moroccan themed outdoor bar and restaurant situated 5km out of Ibiza Town on the San Jose road. This is where you’ll find the islands top dj’s hanging out before their sets. Great music, great cocktails and a seriously stylish crowd.
3. Eat at Sands Playa D’en Bossa
A fantastic place to pitch yourself in you’re staying on Playa D’en Bossa. If you’re lucky you might even catch Carl Cox making an impromptu appearance on the decks, and the food is a fusion of Ibizan and Japanese. As well as guest dj’s, they even have famous guest chefs making an appearance throughout the summer.
4. Visit Santa Gertrudis
This isn’t a normal stop on the tourist trail but it’s a gorgeous little town that if I lived on Ibiza would be my location of choice. There’s a vibrant square, some cool boutiques, a great tapas bar and new little restaurants opening every year.
Party all night at Eden
Eden is my summer residency and the only old school night on the island. Come to Kisstory on a Friday night at Eden San Antonio and you’ll be guaranteed more hands in the air moments than anywhere else on the island. I’ll be joined by DJ EZ, Rui Di Silva, Wideboys, Ratpack and more.
Band: Slim Loris Location: Stockholm, Sweden Styles: Indie pop/rock/americana Similar to: Mumford & Sons, Arcade Fire, The Avett Brothers, The Band CD: Future Echoes and Past Replays
Members/Instruments: Mattias Cederstam: Vocals, bass, piano, Robert: Guitars (live also Jonas Ellenberg: Drums and Leon Lindström: guitars and vocals) Production: Slim Loris
Slim Loris, from Stockholm, Sweden, blends Indie Pop/Rock with Americana and a pinch of Swedish melancholy. The band formed in 2009 from the remnants of two indie acts, and released a collection of demos entitled “Amateur Night at the Asylum” the year after.
In 2011, Slim Loris’s debut album “Down To Earth” was released, led by the 1st single “Low”, showing the band’s fine-tuned song writing skills and classic rock sense of melody. Neufutur.com says “Slim Loris cuts nothing less than a shambling masterpiece” and gave the album an 8.7/10 score. Billboard Discoveries says of the release. What Slim Loris have accomplished on their full-length, “Down to Earth” is a sombre turn to the usually poppy sound of the 60’s British invasion”.
Two songs from Slim Loris were also featured in the Swedish film “Var kommer mjolken ifran”.
The follow up release entitled “Future Echoes and Past Replays”, a mature, emotionally charged album showing progression in the band’s song-writing and production, is due to be released on May 19th.
Band: My Woshin Mashin Location: Russia/Germany Styles: Eclectic Electronic, Crossover, Rock, Dance, Punk Similar to: The Knife, Moby, The Prodigy, Bloodhound Gang, KMFDM CD: EVIL MUST DIE Record Label: Tame Corbie Records
My Woshin Mashin (that’s right – My Woshin Mashin) was created by 3 friends from Russia and Germany. It happened in 2010 when Bibi Tulin and Hugo Simons left their previous bands and decided to make something new and different. Together with Wolfgang Scherman (their German friend who lives in Berlin and wears a crocodile mask) they gave a strange name to the project – My Woshin Mashin.
Later, under the influence of German dance tunes, Mike Patton’s work, English metal bands and old school music these three released their first demo-tape “Amazing Demo”, extended play “We Came in Peace” and their first long-play “Mawama” which was called “amazing (9/10)” in Brutal Resonance E-Zine, “funkelnden Kitsch” in Zillo Magazine and “better than amphetamine” in Russian Billboard.
Musically, My Woshin Mashin is eclectic and intense, but not without humor. Visually, the group’s music videos have earned them recognition on MTV, in art schools (their “Twenty One” video has been shown in multiple art schools as an example), and even surrealistic trash movies such as “The Smell Of Love”, which sold out on DVD.
My Woshin Mashin’s new full-length album is appropriately titled “EVIL MUST DIE”, and out now.
Of the new album, the band says “Our first album was about the characters we love (leutenant Columbo, Robocop, Godzilla etc). Hard beats, funny lyrics, dance tunes…you know, a very funny album. But when we were working on “Evil Must Die” we decided to concentrate on things from the “real” world – degradation of the television, money as a modern god, animal rights, really bad people we know and their behaviour, the loneliness of true heroes etc. By this album we’re trying to say that people must be more intelligent and simple, they must to try to change themselves into a better way and try to find the real values of life. It’s not about the money, a good job, democracy, power, expensive stuff, social networks or television. But it’s about the inner God who can be described simply – Love.”
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by Peter Lawrence is a business book with a difference. Far from being a straight business book it also has exercises, questions and case studies. Along with a summary at the end and some great ideas and anecdotes. The book works your brain by quizzing you about the case studies and giving you an exercise.
